Términos y Condiciones

Última actualización: 17 de junio de 2026

Por favor, lee detenidamente estos términos y condiciones antes de utilizar nuestro servicio.

Interpretación y definiciones

Interpretación

Las palabras cuyas letras iniciales están en mayúscula tienen significados definidos bajo las siguientes condiciones. Las siguientes definiciones tendrán el mismo significado independientemente de si aparecen en singular o en plural.

Definiciones

A efectos de estos Términos y Condiciones:

Afiliado significa una entidad que controla, está controlada por o está bajo el control común de una parte, donde «control» significa la propiedad del 50% o más de las acciones, participación accionaria u otros valores con derecho a voto para la elección de directores u otra autoridad de gestión.
El país se refiere a: España
La Compañía (denominada «la Compañía», «Nosotros», «Nosotros» o «Nuestra» en estos Términos y Condiciones) se refiere a Finanzas con Sergio.
Dispositivo significa cualquier dispositivo que pueda acceder al Servicio, como un ordenador, un teléfono móvil o una tableta digital.
El servicio se refiere al sitio web.
Términos y Condiciones (también denominados «Términos») significa estos Términos y Condiciones, incluyendo cualquier documento expresamente incorporado por referencia, que regulan tu acceso y uso del Servicio y constituyen el acuerdo completo entre tú y la Compañía respecto al Servicio.
Servicio de Redes Sociales de Terceros significa cualquier servicio o contenido (incluyendo datos, información, productos o servicios) proporcionado por un tercero que se muestre, incluya, esté disponible o vinculada a través del Servicio.
La página web se refiere a Finanzas con Sergio, accesible desde https://finanzasinteligentesconsergi.com/
Te refieres a la persona que accede o utiliza el Servicio, o la empresa, u otra entidad legal en nombre de la cual dicha persona accede o utiliza el Servicio, según corresponda.

Reconocimientos

Estos son los Términos y Condiciones que rigen el uso de este Servicio y el acuerdo entre usted y la Empresa. Estos Términos y Condiciones establecen los derechos y obligaciones de todos los usuarios respecto al uso del Servicio.

Tu acceso y uso del Servicio dependen de tu aceptación y cumplimiento de estos Términos y Condiciones. Estos Términos y Condiciones se aplican a todos los visitantes, usuarios y otras personas que accedan o utilicen el Servicio.

Al acceder o utilizar el Servicio, aceptas estar sujeto a estos Términos y Condiciones. Si no estás de acuerdo con alguna parte de estos Términos y Condiciones, no podrás acceder al Servicio.

Representas que tienes más de 18 años. La Compañía no permite que menores de 18 años utilicen el Servicio.

Tu acceso y uso del Servicio también está sujeto a nuestra Política de Privacidad, que describe cómo recopilamos, utilizamos y divulgamos información personal. Por favor, lee detenidamente nuestra Política de Privacidad antes de utilizar nuestro Servicio.

Enlaces a otros sitios web

Nuestro Servicio puede contener enlaces a sitios web o servicios de terceros que no son propiedad ni están controlados por la Compañía.

The Company has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods or services available on or through any such websites or services.

We strongly advise You to read the terms and conditions and privacy policies of any third-party websites or services that You visit.

Links from a Third-Party Social Media Service

The Service may display, include, make available, or link to content or services provided by a Third-Party Social Media Service. A Third-Party Social Media Service is not owned or controlled by the Company, and the Company does not endorse or assume responsibility for any Third-Party Social Media Service.

You acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with Your access to or use of any Third-Party Social Media Service, including any content, goods, or services made available through them. Your use of any Third-Party Social Media Service is governed by that Third-Party Social Media Service’s terms and privacy policies.

Termination

We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately.

Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party’s liability will be limited to the greatest extent permitted by law.

«AS IS» and «AS AVAILABLE» Disclaimer

The Service is provided to You «AS IS» and «AS AVAILABLE» and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its own behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the company’s provider makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a «terrorist supporting» country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Interpretación de traducción

Estos Términos y Condiciones pueden haber sido traducidos si los hemos puesto a tu disposición en nuestro Servicio. Aceptas que prevalecerá el texto original en inglés en caso de disputa.

Cambios en estos Términos y Condiciones

Nos reservamos el derecho, a nuestra entera discreción, de modificar o reemplazar estos Términos en cualquier momento. Si una revisión es relevante, haremos esfuerzos razonables para proporcionar al menos 30 días de aviso antes de que entren en vigor nuevos términos. Lo que constituye un cambio material se determinará a nuestra exclusiva discreción.

Al continuar accediendo o utilizando Nuestro Servicio después de que esas revisiones entren en vigor, aceptas estar sujeto a los términos revisados. Si no aceptas los nuevos términos, total o parcialmente, por favor deja de usar el Servicio.

Contáctanos

Si tiene alguna pregunta sobre estos Términos y Condiciones, puede contactarnos:

Por correo electrónico: sergiourbanoo1234@gmail.com